AIForesee Data Hub
AIForesee Data Hub is a unified data enrichment and verification API that provides real-time KYC, income validation, and fraud detection by aggregating multiple alternative data sources to streamline borrower onboarding and risk management.
Product Description
Product Overview
AIForesee Data Hub acts as a single point of truth for identity and financial verification. By aggregating diverse data streams—including government ID databases, telco insights, tax records, and asset ownership—it allows financial institutions to "know their customer" in milliseconds. This umbrella service eliminates the need for multiple integrations, providing a streamlined workflow for identity verification, financial health checks, and fraud prevention.
Highlights
Comprehensive KYC/KYB: Real-time validation of NIK, NPWP, and business registration details to ensure compliance and prevent identity theft.
Financial Enrichment: Provides instant estimations of income and stability via BPJSTK and tax data cross-referencing.
Fraud Detection: Includes specialized scores to detect "loan hopping" (multiple inquiries) and anomalous digital behavior.
Asset Verification: Automates the search for property and vehicle ownership to verify collateral or borrower net worth.
Supported Cloud Infrastructure
The Data Hub is designed for seamless API-led connectivity and can be hosted or integrated through Amazon Web Services (AWS), Google Cloud Platform (GCP), Microsoft Azure, Alibaba Cloud, Huawei Cloud, and Tencent Cloud.
